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When the borrower, or their broker, confirm they are happy with the loan Illustration then we issue a formal Offer Letter.

Our Offer Letter is issued with approval in principle, subject to contract and due diligence, and includes details of the information we will require to process the application.

The Offer Letter clearly identifies the Gross Loan Advance, details of all Interest and Fees that will be deducted in arriving at the Net Loan Advance.

The terms of an Offer letter are valid for 5 working days from issue.

For the Borrower to accept the terms of the Offer Letter we require the return of a scanned copy of the signed Offer Letter and transfer of the Loan Processing Fee to our account.

Bridging Vat aim to issue an Offer Letter within 3 hours of being requested to provide one.

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